The majority of our discussions about the financial services industry highlight the US. There’s also a fertile landscape of growth and innovation across 18 countries to the south. …

In speaking with investors about their portfolio preferences, most will point to traditional offerings (i.e. stocks and bonds). Discussion of alternative investments as part of a long-term investment strategy is rare. Since 2014, the alt investments sector has grown (by asset type, platform, and type of user). Individuals from diverse…

Flooded by sleek designs from banking, investment, and crypto apps, it’s easy to overlook digital onboarding of new users. How do banks and fintech platforms truly decide which users are able to open an account? For those outside of financial services, acronyms such as KYC, KYB, AML and requirements for…

From the end of 2021 to February, we’ve seen a steady decline in the price range of BTC (top coin/token by market cap) from a high of ~$60K to lows of $16K — $25K. The high-yield wars in which DeFi platforms promised returns above 5% (some as high as 12%)…

The largest population of consumers across the globe is Gen Z — born between 1995–2010 (right after millennials). The immense market opportunity (over $140B in future spending) brings a heightened focus from traditional & non-traditional banking providers. What offerings and platforms fit best for this dynamic, digital-only, social media powered…

In our discussions of banking program partnerships, there’s a combination of a bank partner, tech provider, program manager, compliance/risk function, payment processor, and card issuer. Deposit accounts (checking, savings) and wallets are standard products. How about the apps that deliver products beyond core banking? As the industry gets saturated with…

With the start of each new year, resolutions & goals are made — get in shape, eat less junk food, read more, learn a new language, call your parents … you get the picture. For some, the focus in 2023 is to improve their financial health. This hits differently based…

Emerging startups pave the future of financial services with breakthrough products. The level of deal activity and total investment breaks or matches records annually — in 2021, more than 5,500 deals gathered $210B in funding. It seems fintech startups have it easy when it comes to a new venture —…

Financial technology (FinTech) is truly a global enabler in reaching the millions of underserved (unbanked & underbanked) across the globe. Emerging economies are taking advantage of tech to provide banking services to consumers & businesses who don’t qualify to be customers of traditional banks. The largest opportunities exist in Latin…