William U. Morales – Medium

William U. Morales

William U. Morales
in
Fintechtris

How B2B-Focused Fintechs Price their Programs

After the product is built, what should fintechs charge their clients? Here’s a deep dive on different models for startups to enterprises.

11 min readApr 9, 2024

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How B2B-Focused Fintechs Price their Programs

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William U. Morales
in
Fintechtris

SECTOR SPOTLIGHT: Banking for US Immigrants

Immigrants come to the US for a better life. Many can’t qualify for standard banking — fintechs are filling the gap with modern options.

6 min readMar 17, 2024

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SECTOR SPOTLIGHT: Banking for US Immigrants

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William U. Morales
in
Fintechtris

Pricing Strategy for B2B-Focused Fintechs

In this market environment, pricing & cost are critical for B2B fintechs chasing profitability. We cover key strategies in program offers.

11 min readNov 26, 2023

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Pricing Strategy for B2B-Focused Fintechs

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William U. Morales
in
Fintechtris

Why We Need Differentiation in FinTech (Now)

A competitive landscape & poor funding environment has fintechs under pressure to find ways to grow. Standing out in a crowded field is…

7 min readNov 18, 2023

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Why We Need Differentiation in FinTech (Now)

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William U. Morales
in
Fintechtris

Take a Ride with FreightTech

The logistics & transport industry is utilizing software to improve operations. More companies are now adding banking through FreightTech.

5 min readOct 25, 2023

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Take a Ride with FreightTech

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William U. Morales
in
Fintechtris

Navigating Business Models in FinTech (B2C, B2B, B2B2C)

More fintechs are in survival mode and exploring alternative business models. Here’s an overview on deciding what’s the next best option.

6 min readOct 21, 2023

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William U. Morales
in
Fintechtris

Why Embedded Finance is the Future of Banking-as-a-Service (BaaS)

Banking-as-a-Service is now the legacy path in launching a bank product. Embedded Finance is the next evolution utilized by enterprises.

6 min readAug 26, 2023

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Why Embedded Finance is the Future of Banking-as-a-Service (BaaS)

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William U. Morales
in
Fintechtris

Generative AI in Financial Services

Generative AI (artificial intelligence) is impacting various tech sectors. The banking industry stands to gain the most in critical areas.

5 min readJul 15, 2023

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Generative AI in Financial Services

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William U. Morales
in
Fintechtris

2023 Outlook: Fintech Jobs & Careers

Despite the downturn across FinTech, firms (of all sizes) are hiring. Here’s a refresher on navigating the sector and areas to look out…

6 min readJul 7, 2023

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2023 Outlook: Fintech Jobs & Careers

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William U. Morales
in
Fintechtris

Modern Changes Needed for Traditional Banks

Times are changing for banks & credit unions. Recovering from collapses in Q1, these institutions need change to avoid future challenges.

5 min readJun 17, 2023

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Modern Changes Needed for Traditional Banks

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William U. Morales

William U. Morales

More than innovation in financial services — covering the next generation in FinTech and Banking. Content, strategic partnerships, and growth @FinTechtris

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